About Us
Who is Jammony?
Jammony provides free access to highly rated secure online tools and resources which assist borrowers in simplifying the process of shopping, comparing, and choosing the best mortgage option for their needs.
Additionally, the Company also provides disclosure and pre-closing audit services so borrowers can close with confidence and peace of mind.
Our Vision
We believe the mortgage industry and loan origination processes are fundamentally broken - causing unnecessary headache and heartache for millions of borrowers every year. Our vision is to change the industry by doing three things.
First, Jammony is committed to providing borrowers with tools and technology which allow them to learn about, shop for, and compare mortgage quotes online in a non-threatening environment. Second, after choosing the quote which best meets their needs, Jammony performs an audit of the loan disclosures and final documents to ensure that what was expected is what is delivered. Lastly, Jammony works diligently to ensure their services never conflict with the best interests of their customers.
We are Different - It's a Good Thing
We are not a lender! We are not a bank! We are not a broker! We are not processors or underwriters! In fact, we will never take an application from you, handle your personal documents, or ask for your social security number or birthday. So, how can we help you with your mortgage?
First, we use our technology to substantially reduce closing costs and allow licensed lenders to provide you with instant, guaranteed quotes without ever sharing personal information.
Second, we never take a single penny from lenders and we do NOT sell your contact information - ever! Consequently, we are never tempted to offer advice or services which may not be in the best interest of the borrower just to make a buck.
Third, we audit every file against the quotes which were provided online. If a lender changes the terms or fees they become ineligible for quoting future business.
Saving You Money
When using Jammony's services, you can proceed knowing that everything we do is designed around delivering financial savings to you without asking you to compromise on customer service.
When compared to top lenders nationally, over 90% of borrowers who use Jammony to protect their interests report that they consistently save thousands of dollars in closing costs and get a lower rate than what they are able to find on their own.
Auditing Your Lender
Over 91% of borrowers in a recent focus group reported that they experienced “surprises” in their closing process. This is unacceptable to us – borrowers deserve better!
Jammony’s services have been designed to eliminate these surprises from the mortgage process by auditing disclosures and closing processes. These unique audits catch any variances which may arise before closing to ensure every borrower is getting what they expect.
Why the Name "Jammony"?
The name Jammony comes from the phrase “Jam Money” or “Money for Jam.” This phrase is commonly used to denote an intelligent way to get something of meaningful value without having to pay for it.
At Jammony, our service is designed to save borrowers 4-5 times more than what we charge – doing this helps ensure every borrower who uses our services is benefited with tremendous peace of mind and financial savings.
Protecting Your Privacy
Do you like SPAM or to be called by telemarketers? If you do not, be very careful who you give your information to or request a “custom quote” from.
You will find that over 9 out of 10 websites are designed by marketing companies only to get you to provide your information so they can sell it over and over again. Some of the more popular sites which will sell your information, charge your lender to get your information, or charge success fees to your lender when your loan closes include:
Bankrate.com, LendingTree.com, LowerMyBills.com, TheEasyLoanSite.com, SmartQuote.com, MortgageLoan.com, CompareInterestRates.com, Lender411.com, and Zillow.com – and the list goes on, and on, and on…
We will never sell your information to anyone. Period!
